At Teamsters First Capital Credit Union Inc., we simplify the borrowing process to make it accessible and transparent for everyone. Here’s a quick overview of how our personal loan program works:
Step 1
Submit Your Application
Complete our secure online application form. It only takes a few minutes and asks for basic information about you, your income, and your bank account.
Step 2
Application Review
We evaluate your full financial profile — including income, employment, and credit — to determine your loan eligibility. Our approach focuses on your ability to repay, not just your credit score.
Step 3
Loan Approval
Most applicants receive a decision within minutes. If approved, you’ll be presented with clear loan terms, including fixed monthly payments and interest rates.
Step 4
Receive Funds
Once you accept the loan agreement, your funds are usually deposited into your bank account by the next business day.* This allows you to manage unexpected expenses or consolidate debt quickly.
Step 5
Manage Your Loan
Make convenient, on-time payments online or via automatic withdrawal. Staying on schedule helps you improve your credit history and financial health.
Teamsters First Capital Credit Union Inc. is committed to providing responsible loans with no hidden fees and no surprises.