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A cash advance loan is a short-term borrowing option, sometimes referred to as a payday loan. These loans usually last between two to four weeks and may carry high costs. Because of this, they are intended only for short-term financial needs and should not be used as a long-term financial solution. Consumers facing credit challenges are encouraged to seek credit counseling before entering into any loan transaction.

toledoteamstersfederalcu.org is not a lender and does not make credit decisions or loan offers. The website serves solely as a platform to connect consumers with lenders and third-party marketers. We do not charge users any fees for this service, nor are users obligated to contact any lender, accept any offer, or use any service presented.

We cannot guarantee that every user will be approved for a loan, connected with a lender, or receive a loan offer. Approval, terms, rates (including APR), fees, charges, loan amounts, transfer times, repayment terms, and any consequences of late or missed payments are determined entirely by the lender.

Loan products and conditions vary between lenders and depend on several factors, including the borrower’s state of residence, credit history, and each lender’s own policies.

By submitting a loan request on our site, you acknowledge and authorize that your information may be shared with lenders and third-party marketing partners in our network. These lenders may obtain consumer reports or related information about you from credit reporting agencies such as TransUnion, Experian, or Equifax to evaluate your creditworthiness. Additional verification may also be required, which could include your Social Security number, driver’s license, national ID, or other identification documents.