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TTFCU LENDING RATES
Revised January 10, 2022
Loan Committee approved January 10, 2022
Rates subject to change without
notice.
New cars and motorcycles (never titled)
Model
Year |
Maximum Term |
A
705+ |
B
665+ |
C
615+ |
D
580+ |
2021 to 2022
|
54 months
60 months
66 months
|
2.30
2.30
2.30
|
4.50
4.50
4.50
|
6.50
6.50
6.50
|
12.50
12.50
12.50
|
$20,000
$35,000
| 72 months
84 months
| 2.30
2.30
|
4.50
4.50
|
6.50
6.50
|
12.50
12.50
|
Used cars and motorcycles
Model
Year |
Maximum Term |
A
705+ |
B
665+ |
C
615+ |
D
580+ |
2018 to 2022
|
48 months
54 months
60 months |
3.30
3.30
3.30
|
4.50
4.50
4.50
|
6.50
6.50
6.50
|
12.50
12.50
12.50
|
$15,000
$20,000 |
72 months
84 months |
3.30
3.30
|
4.50
4.50
|
6.50
6.50
|
12.50
12.50
|
2009 to 2012
|
24 months
36 months
48 months |
3.30
3.30
3.30
|
4.50
4.50
4.50
|
7.50
7.50
7.50
|
14.50
14.50
14.50
|
Classics to 2008
|
24 months
36 months |
4.30
4.30
|
6.50
6.50
|
9.50
9.50
|
16.00
16.00
|
*Final rate and terms are determined by credit history.
All rates and published information subject to change without immediate notice, call for current information.
We will Finance 100% of the purchase price including tax and title costs.
Loans subject to NADA or Kelly's valuation.
Fixed rate for life of loan.
No pre-payment penalty.
With exceptional credit(740+), TTFCU will endeavor to match other's rates.
New RVs and boats (never titled)
Model
Year |
Maximum Term |
A
705+ |
B
665+ |
C
615+ |
D
580+ |
2020 to 2021
|
48 months
54 months
60 months
66 months
72 months
84 months
|
5.50
5.50
5.50
5.50
6.50
6.50 |
7.50
7.50
7.50
7.50
8.50
8.50 |
9.50
9.50
9.50
9.50
9.50
n/a |
14.50
14.50
14.50
14.50
n/a
n/a |
| >$35,000 |
120 months |
6.50 |
8.50 |
n/a |
n/a |
Used RVs and boats
Model
Year |
Maximum Term |
A
705+ |
B
665+ |
C
615+ |
D
580+ |
Over 15 years old not eligible
|
48 months
54 months
60 months
66 months
72 months
84 months
|
6.50
6.50
6.50
6.50
7.50
6.50
|
7.50
7.50
7.50
9.50
9.50
|
9.50
9.50
9.50
9.50
n/a
n/a
|
14.50
n/a
14.50
14.50
n/a
n/a
|
| >$35,000 |
120 months |
7.50 |
9.50 |
n/a |
n/a |
*information above applies.
Boats over 15 years not eligible
Boats over 9 years old and $5,000 require a current marine survey.
Trailers require Ohio title to be eligible.
Home Improvement Loans
|
Maximum Amount |
Maximum Term |
A
705+ |
B
665+ |
C
615+ |
D
580+ |
| $8,000 |
60 months
|
6.50 |
7.50
|
9.50
|
13.50 |
If you are a member of our credit union, you can apply for a home improvement loan online. TTFCU does not impose any loan restrictions to first-time borrowers.
Other Available Loans
| First Mortgages- call for application information |
| Share Secured Loans |
8.5% |
up to 60 months |
| Certificate Pledged Loan |
Certificate Rate
+ 3.00% |
term of Certificate
|
| VISA credit card |
13% |
|
| Visa Balance Transfer Special |
3.99% |
36 months |
| Signature Loans $5,000 max |
16% |
up to 60 months |
Tuition Loans Elementary
to High School |
8.5% |
up to 12 months |
Second Mortgages
(not currently available) |
5.5% |
up to 144 months |
Holiday Loans-
Seasonal Special $2,000 max |
9.9% |
up to 12 months |
Vacation Loans-
Seasonal Special $2,000 max |
10.0% |
up to 12 months |
*information above applies.
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